3-Tab Shingles Being Phased Out: What Homeowners Need to Know

Published On: January 31, 20253.9 min read
3-Tab Shingles Being Phased Out: What Homeowners Need to Know

3-Tab Shingles Being Phased Out: What Homeowners Need to Know

If you have a roof with 3-tab shingles, you may soon face a major change in how insurance companies handle your claims. Roofing manufacturers like CertainTeed and GAF are gradually phasing out 3-tab shingles, making it increasingly difficult to find matching replacements for roof repairs. As a result, insurance companies are now approving full roof replacements when even a small section of shingles is missing or damaged.

This shift has significant implications for homeowners, particularly those with aging roofs. Here’s what you need to know about the 3-Tab Shingles Being Phased Out and what it means for your home.

What Are 3-Tab Shingles?

3-tab shingles have been a standard roofing material for decades. These asphalt shingles are lightweight, cost-effective, and easy to install. However, they have several drawbacks compared to modern architectural shingles:

  • Shorter lifespan – Typically last 15–25 years, while architectural shingles can last 30+ years.
  • Less durability – More prone to wind damage and cracking.
  • Limited aesthetic appeal – Flatter appearance compared to the dimensional look of newer shingles.

Due to these limitations, manufacturers are moving away from producing 3-tab shingles in favor of architectural and designer shingles, which offer better durability and curb appeal.

Why Are Manufacturers Phasing Out 3-Tab Shingles?

Leading roofing manufacturers, including CertainTeed and GAF, have announced plans to discontinue production of 3-tab shingles. The main reasons behind this decision include:

  1. Improved Technology – Modern shingles are stronger, more weather-resistant, and provide better long-term value.
  2. Decreased Demand – Homeowners and contractors prefer architectural shingles, which offer greater wind resistance and longevity.
  3. Higher Industry Standards – Building codes and insurance requirements are shifting toward more durable roofing materials.
  4. Manufacturing Efficiency – Streamlining production to focus on high-performance shingles reduces costs for manufacturers.

As a result, finding matching 3-tab shingles for repairs is becoming increasingly difficult. This is where the insurance implications come into play.

How the Phase-Out Affects Insurance Claims

One of the biggest consequences of this shift is how insurance companies handle roof damage claims. If a section of your roof has missing or damaged 3-tab shingles, your insurance company may now approve a full roof replacement rather than a partial repair.

Why?

  • Shingle Matching Laws – Many state regulations require that new shingles must match the existing ones. If matching 3-tab shingles are no longer available, a full replacement is the only viable option.
  • Wind and Storm Damage Claims – If high winds or hail remove even a few shingles, insurers may determine that repairs are impossible due to material unavailability.
  • Manufacturer Discontinuation – Since CertainTeed and GAF are discontinuing 3-tab shingles, insurance adjusters often cannot find a suitable replacement, leading to full replacement approval.

This shift benefits homeowners who might otherwise have been forced to pay out-of-pocket for a roof replacement due to insufficient repair options.

What Should Homeowners Do?

If your roof has 3-tab shingles, it’s essential to stay informed about these changes and take proactive steps to ensure you’re prepared.

1. Check Your Roof Condition

  • Look for missing, curled, or cracked shingles.
  • Check for granule loss, which can indicate aging shingles.
  • Schedule a professional inspection to assess the overall health of your roof.

2. Review Your Homeowner’s Insurance Policy

  • Understand your coverage for storm damage and roof repairs.
  • Ask your insurance provider about their policy on matching shingles and full replacements.
  • Consider upgrading to architectural shingles if you qualify for a replacement.

3. Get a Professional Roof Inspection

If you suspect storm damage or missing shingles, a licensed roofing contractor can provide documentation and help you navigate the insurance claim process. Insurance companies typically require detailed reports and photos before approving a full roof replacement.

4. Act Quickly if You Need a Claim

Since 3-tab shingles are being phased out, the sooner you address missing or damaged shingles, the more likely you are to qualify for a full roof replacement. Delaying an inspection could mean missing out on replacement approval as supply dwindles further.

Final Thoughts

With 3-tab shingles being phased out by leading manufacturers like CertainTeed and GAF, homeowners with these roofs may now qualify for full replacements through their insurance providers. The unavailability of matching materials has shifted how claims are handled, making it essential for homeowners to stay proactive about their roof’s condition.

If your roof has missing or damaged 3-tab shingles, now is the time to schedule an inspection and explore your options. A full roof replacement can increase your home’s value, durability, and curb appeal, ensuring better protection against future storms.

For homeowners unsure about their next steps, consulting with a professional roofing contractor can provide clarity and guidance on maximizing your insurance benefits.

Read More Here: https://itelinc.com/insights/impact-of-discontinuing-3-tab-shingle/

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